SoFi Technologies

At the Goldman Sachs Communacopia + Technology Conference, SoFi reported strong growth with roughly 40% revenue increases in Q1 and Q2 2026, adjusted EBITDA margins of about 30% and a Rule-of-40 around 70. New originations reached a Q2 record of $14.8 billion, private loan originations were $10.7 billion; balance-sheet loans are expected to rise to $10–11 billion in Q3. New business lines such as SoFi Plus (over 200,000 paying subscribers), crypto, big business banking and technology solutions are gaining importance and should advance capital and revenue diversification. Management highlighted solid credit quality, strong capitalization (risk-based equity ratio 18.8%) and a path to a return on tangible common equity of 25–30%, but retained cautious operating assumptions due to a tougher interest-rate environment and higher taxes. » Más en de.investing.com

SoFi stock gained about 5% after Bitcoin's breakout pulled capital into retail brokerages and crypto-linked fintechs, with Robinhood jumping ~13% due to its direct crypto trading revenue. SoFi's crypto exposure is secondary—via its SoFiUSD stablecoin and trading product—so the move is smaller and does little to change its 32% year-to-date decline despite strong Q2 loan originations. The report notes crypto sensitivity creates a gradient across fintechs: brokerages lead, platforms with crypto touchpoints lag, and payments/BNPL names like Affirm show limited reaction. » Más en finance.yahoo.com

SoFi stock rose about 6% midday as fintech peers Upstart and Affirm gained following a sharp drop in 10- and 30-year Treasury yields after the Treasury said it would at least double buybacks of long-dated debt. The rally appears driven by the bond-market move rather than company-specific news; SoFi and Upstart remain down about 33% year to date while Affirm is down roughly 1%. SoFi reported a record Q2 revenue of $1.2 billion and adjusted net income of $160 million, with management projecting strong EPS growth, but the article cautions that a single-session rally does not close the valuation-performance gap. » Más en finance.yahoo.com