Nubank

Nu begins its retail business in the US via a partner-bank model and rolls out Nu Global, a digital multi-currency account, in more than 35 countries. US customers receive a Nu Account with 3.50% annual interest on deposits, a metal debit card and fee-free domestic and international transfers; deposits are FDIC-insured at partner bank Lead Bank. The Nu Credit Card, in partnership with Mastercard, offers 1.5% cashback with no annual fee. Nu Global converts deposits into the stablecoins USDC or EURC (yields 3.50% and 2.20%), issues a virtual Mastercard for foreign spending and enables trading in Bitcoin and Ethereum. The company serves over 140 million customers in Latin America, recently reported a quarterly profit of more than $1 billion and continues to pursue its own national banking license. » Mere på de.investing.com

Nu Holdings shares rose 4.8% to $15.16 in the morning after investors used a pullback from around $15.80 to about $14.40 as a re-entry opportunity. The driver was the Q2‑2026 report showing a net profit of roughly $1.06–1.1 billion (+67% y/y), an EPS beat of 13% and revenue growth of about 52%. Several banks (including Citi, BTG Pactual, JPMorgan, UBS) raised their ratings or price targets ($18–20), and investors praised the growth potential thanks to about 139 million customers and expansion in Mexico and Colombia. The stock still trades below its 52‑week high of $18.98, which consensus says indicates further upside potential. » Mere på de.investing.com

Nu Holdings reported Q2 net income of $1.06 billion (+49%) on revenue of $5.9 billion (+39%), beating analysts' estimates. The risk‑adjusted net interest margin rose to a record 12.4% (previously 9.9%) and the efficiency ratio hit a best-ever level. The company called the result evidence of rising earning power and sees potential for further upside in the share price. » Mere på finanzen.net

Nu Holdings reported Q2 IFRS revenue of $5.51 billion, up 50% year‑over‑year, and adjusted EPS of $0.22, beating analyst estimates while adding 4 million customers to reach 139 million. Payment volume rose 30.3%, customer engagement deepened, return on equity held at 33% and efficiency ratio improved to 19.5%. Regulators granted Nu a full banking license in Mexico, where it is now the largest digital bank and early cohorts are monetizing faster than in Brazil; management also outlined plans and a 12–30 month timetable to build U.S. credit capabilities. » Mere på finance.yahoo.com

Nu Holdings has 16 million customers in Mexico and views expansion in Mexico and Colombia as a new growth driver. Low operating costs allow for high provisions while maintaining stable profitability. AI-supported risk assessments and a data-driven digital business model, management says, confirm the recent record profit. » Mere på finanzen.net