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Israel Discount Bank presents strong 2025 annual results, shares fall after weak Q4
Israel Discount Bank reported a net profit of 4.14 billion shekels for 2025 and a ROE of 12.6% (adjusted 13.7%). Loan volume grew 7.9% to 292.5 billion shekels with improved asset quality (problem loans 1.85%, non-performing 0.7%) and declining cost ratios. The fourth quarter weakened quarterly ROE to 10.2% due to inflation-related effects, early-retirement costs at Mercantile and headwinds at IDB New York, after which the share price fell about 6.4%. Management plans efficiency programmes, the sale of CAL and a more generous payout policy, but says execution will be key to restoring investor confidence. » More on de.investing.com
Israel Discount Bank reports robust net profit of 1.13 billion ILS in Q3 2025
Israel Discount Bank posted a net profit of 1.13 billion ILS in the third quarter of 2025 and a return on equity of 13.7%. Operating expenses fell 3.8% quarterâonâquarter and loan volume grew 3.4% quarterâonâquarter (8.9% yearâonâyear). The bank continues to focus on lending to SMEs and corporate clients, aims to improve cost efficiency and plans a payout ratio of 50%. After the results the share price fell about 1.7% and closed at 3,500 ILS. » More on de.investing.com
Historical dividends Dividends
All dividend metrics All metricsFinancials
| (EUR) | June 2026 | YoY |
|---|---|---|
| Revenue | 1.94bn | 18.52% |
| Gross profit | 998.51m | 13.89% |
| Net profit | 353.71m | 26.28% |
| EBITDA | 594.52m | 18.99% |
Fundamentals
| Metric | Value |
|---|---|
Market capitalization | âŹ11.51bn |
Number of shares | 12.24m |
52-week high/low | âŹ1,178.52 - âŹ799.36 |
Dividend yield | 11.64% |
Dividends TTM | âŹ0.45 |
Beta | 0.38 |
P/E ratio | 10.10 |
PEG ratio | -2.04 |
P/B ratio | 1.17 |
P/S ratio | 1.61 |
Company profile
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
| Name | Israel Discount Bank |
| CEO | Avraham Levy |
| Headquarters | Rishon LeZion,
ta Israel |
| Website | |
| Sector | Financials |
| Industry | Banks |
| IPO | 12/08/2002 |
| Employees | 6,849 |
Deep Dive
Ticker symbols
| Exchange | Symbol |
|---|---|
Tlv | DSCT.TA |
Pnk | ISDAF |