ITAÚ UNIBANCO HOLDING

Itaú Unibanco reported Q4 2025 EPS of USD 0.1924 (expectation USD 0.2025) and revenue of USD 7.62 billion (expectation USD 8.78 billion), missing both metrics. Despite the surprise, the stock rose 2.12% in premarket trading, supported by investor optimism about strategic initiatives. For 2025 the bank reported consolidated net income of BRL 46.8 billion and a return on equity of 24.4%; the loan portfolio grew 6%. The outlook for 2026 remains cautious, with expected loan portfolio growth of 5.5–9.5% and net interest income growth of 5–9%, while macroeconomic and political uncertainties pose risks. » More on de.investing.com

Itaú Unibanco reports recurring management income of R$12.3bn for Q4 2025 (+13.2% y/y), but with earnings per share of $0.1924 misses the analyst expectation of $0.2025. The bank showed improved profitability (consolidated ROE 24.4%), a loan portfolio of 1,490.8 M$R (+6.0% y/y) and a more efficient cost structure. Itaú announced distributions of R$33.7bn for 2025 and expects moderate loan and margin growth in 2026 amid a falling policy rate and weaker GDP. The depreciation of the U.S. dollar led to significantly lower dollar‑reported revenues, which helps explain the differing investor reaction compared with the local metrics. » More on de.investing.com

Itaú Unibanco posted a net profit of 11.9 billion real in the third quarter of 2025, up 11.3% year on year, driven by a loan portfolio that grew 6.4% to 1.4 trillion real. Return on equity was 23.3% group-wide and the CET1 ratio was 13.5%. Management continues to emphasize digital transformation and efficiency gains but remains cautious due to economic uncertainties and does not expect strong growth in 2026; the bank forecasts net interest income from market operations of 3–3.5 billion real. » More on de.investing.com