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Forecast
| Buy |
Â
3 |
| Hold |
Â
12 |
| Sell |
Â
1 |
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Regional Management boosts profit by 69% thanks to record efficiency
Regional Management reported diluted earnings per share of $1.18 for Q1 2026 (+68.6%) and record revenue of $167.3 million, both well above expectations. The operating expense ratio fell to an all-time low of 12.2%, while the portfolio grew 11.3% to $2.1 billion and larger loans now make up 75.6% of the portfolio. Credit metrics remained stable (30+ days at 7.2%, net charge-off rate 12.5%) and risk provisions comfortably cover overdue receivables. The company reaffirmed its full-year targets (portfolio growth ~10%, net profit +20–25%) and plans accelerated portfolio growth and positive contributions from strategic initiatives in the second half of the year. » More on de.investing.com
Regional Management beats Q1 forecasts, stock falls despite strong metrics
Regional Management reported Q1 2026 EPS of $1.18 (expectation $1.01) and revenue of $167.29 million (expectation $161.65 million). Net profit rose 69% year‑on‑year to $11.4 million, the loan portfolio grew 11% to $2.1 billion, and return on equity climbed to 12.2%. Management is targeting portfolio growth of 10% and a net profit increase of 20–25% for 2026. Despite the strong figures, the stock fell 2.03% in pre-market trading as investors worry about financing costs and economic uncertainty. » More on de.investing.com
Regional Management partners with Column N.A. to accelerate national lending expansion
Regional Management launched a partnership with Column N.A. to support secured and unsecured installment loan products and accelerate market entry across its 19-state footprint. Column will provide regulated banking infrastructure, balance sheet support and Federal Reserve system participation to enable faster expansion and greater operational uniformity. Regional expects the scalable platform to broaden customer reach and improve long-term profitability while Column cites Regional’s disciplined underwriting and market presence as complementary to its nationally chartered banking core. » More on finance.yahoo.com
Historical dividends Dividends
All dividend metrics All metricsFinancials
| (EUR) | June 2026 | YoY |
|---|---|---|
| Revenue | 147.21m | 10.20% |
| Gross profit | 142.94m | 120.44% |
| Net profit | 7.14m | 16.96% |
| EBITDA | 33.67m | 128.33% |
Fundamentals
| Metric | Value |
|---|---|
Market capitalization | €269.63m |
Number of shares | 9.23m |
52-week high/low | €39.55 - €26.68 |
Dividend yield | 3.55% |
Dividends TTM | €1.04 |
Beta | 1.01 |
P/E ratio | 6.57 |
PEG ratio | 0.17 |
P/B ratio | 0.78 |
P/S ratio | 0.45 |
Company profile
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.
| Name | REGIONAL MANAGEMENT CORP |
| CEO | Lakhbir S. Lamba |
| Headquarters | Greer,
sc USA |
| Website | |
| Sector | Financials |
| Industry | Consumer Finance |
| IPO | 28/03/2012 |
| Employees | 2,112 |
Ticker symbols
| Exchange | Symbol |
|---|---|
NYSE | RM |
Frankfurt | 46F.F |
DĂĽsseldorf | 46F.DU |