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Forecast

The analysts' average price target is €449.56 (-5.16%). The median is €449.56 (-5.16%).

Buy	0
Hold	12
Sell	6

News Go to news feed

Giverny Capital exits Credit Acceptance Corporation citing competitive and technology shortfalls

Giverny Capital Asset Management sold its remaining shares of Credit Acceptance Corporation, completing the exit on October 1, 2025, after concluding the company lagged peers in technology and underwriting within the deep subprime lending market. The firm preferred to divest rather than await a potential technology upgrade and noted increased competition in recent years. In November Credit Acceptance announced CEO Ken Booth would retire; the move formed part of Giverny’s broader portfolio repositioning amid underweight exposure to large tech winners. » More on finance.yahoo.com
Autosmart faces investigation after NJ buyer left liable for $50,000 in two auto loans

A Burlington County dealership, Autosmart in Palmyra, is under prosecutor investigation after customer Susan Noble says Autosmart refinanced her car but failed to pay off her original loan with American Credit Acceptance, leaving her with two loans totaling over $50,000. A SmartSource representative, acting as a consultant for the dealer, blamed financial institutions but promised a payoff that Noble says never occurred. The case highlights alleged dealer refinancing scams and has prompted complaints and a search warrant at the dealership. » More on finance.yahoo.com

Financials

In the last quarter, CRED. ACC. CORP. had revenue of €514.69M and net profit of €119.08M

(EUR)	June 2026	YoY
Revenue	514.69M	5.39%
Gross profit	509.34M	69.59%
Net profit	119.08M	60.59%
EBITDA	246.57M	149.67%

Fundamentals

Metric	Value
Market capitalization	€5.02B
Number of shares	10.38M
52-week high/low	€601.39 - €361.36
Dividends	No
Beta	1.40
P/E ratio	11.58
PEG ratio	0.36
P/B ratio	3.54
P/S ratio	2.40

Company profile

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Name	CRED. ACC. CORP.
CEO	Vinayak R.
Headquarters	Southfield, mi USA
Website	creditacceptance.com
Sector	Financials
Industry	Consumer Finance
IPO	06/05/1992
Employees	2,314