Forecast

The analysts' average price target is +463,63€ (−8,19%). The median is +463,63€ (−8,19%).

Buy	0
Hold	12
Sell	6

News Go to news feed

Giverny Capital exits Credit Acceptance Corporation citing competitive and technology shortfalls

Giverny Capital Asset Management sold its remaining shares of Credit Acceptance Corporation, completing the exit on October 1, 2025, after concluding the company lagged peers in technology and underwriting within the deep subprime lending market. The firm preferred to divest rather than await a potential technology upgrade and noted increased competition in recent years. In November Credit Acceptance announced CEO Ken Booth would retire; the move formed part of Giverny’s broader portfolio repositioning amid underweight exposure to large tech winners. » More on finance.yahoo.com
Autosmart faces investigation after NJ buyer left liable for $50,000 in two auto loans

A Burlington County dealership, Autosmart in Palmyra, is under prosecutor investigation after customer Susan Noble says Autosmart refinanced her car but failed to pay off her original loan with American Credit Acceptance, leaving her with two loans totaling over $50,000. A SmartSource representative, acting as a consultant for the dealer, blamed financial institutions but promised a payoff that Noble says never occurred. The case highlights alleged dealer refinancing scams and has prompted complaints and a search warrant at the dealership. » More on finance.yahoo.com

Financials

In the last quarter, CRED. ACC. CORP. had revenue of 514.69m€ and net profit of 119.08m€

(EUR)	Jun 2026	YoY
Revenue	+514.69m	5,39%
Gross profit	+509.34m	69,59%
Net profit	+119.08m	60,59%
EBITDA	+247.18m	150,29%

Fundamentals

Metric	Value
Market capitalization	+5.39b€
Number of shares	10.46m
52-week high/low	+574,26€ - +345,06€
Dividends	No
Beta	1,35
P/E ratio	+12,94
PEG ratio	+0,40
P/B ratio	+3,96
P/S ratio	+2,70

Company profile

Die Credit Acceptance Corporation bietet unabhängigen und konzessionierten Automobilhändlern in den Vereinigten Staaten Finanzierungsprogramme und damit verbundene Produkte und Dienstleistungen an. Das Unternehmen schießt den Händlern Geld vor und erhält im Gegenzug das Recht, die zugrunde liegenden Verbraucherkredite zu bedienen; es kauft die Verbraucherkredite von den Händlern und behält verschiedene von den Verbrauchern eingezogene Beträge. Darüber hinaus ist das Unternehmen an der Rückversicherung von Kfz-Serviceverträgen beteiligt, die von Händlern für von ihm finanzierte Fahrzeuge an Verbraucher verkauft werden. Das Unternehmen wurde 1972 gegründet und hat seinen Hauptsitz in Southfield, Michigan.

Name	CRED. ACC. CORP.
CEO	Vinayak R.
Headquarters	Southfield, mi USA
Website	creditacceptance.com
Sector	Financials
Industry	Consumer Finance
IPO	06/05/1992
Employees	2.314