BANKINTER

Bankinter reports a net profit of €291m in Q1 2026 (+7.6% y/y) and a ROTE of 20%. Customer volumes rose to €239bn (+6.5%) with an improved net interest and fee income and a cost-to-income ratio of 35.4%. The CET1 ratio improved to around 13% and the NPL ratio fell to 1.92%. The bank announced planned acquisitions of Plenium Partners and Access Capital Partners to strengthen its direct alternative investments business; closings expected in H2 2026 subject to regulatory approvals, while the stock fell 3.38% in pre-market trading. » Plus sur de.investing.com

Bankinter reported a 2025 net profit of €1.09bn (+14.4%), achieved a ROTE of 20% and a CET1 ratio of 12.7%. Fee income and assets under management grew strongly (+10.9% and +19% AUM), while net interest income fell slightly by 1.8%. The cost‑income ratio improved to around 36% thanks to efficiency measures and investments in digital transformation and AI. Despite the record results, the share price fell 1.48% to €13.95 on the report day, reflecting investor concerns about interest margins and costs. » Plus sur de.investing.com

S&P Global Ratings has raised the outlook for Bankinter from “stable” to “positive” and affirmed the issuer ratings at A-/A-2. The agency expects the ALAC buffer (bail-in-eligible instruments) to increase significantly by 2027, thereby boosting protection for senior unsecured creditors; the buffer currently stands at €3.3bn (5.7% of RWA). The stand-alone credit profile remains at bbb+; S&P points to record profits and high profitability (ROE 17.6% as of end-September 2025) and expects solid ROE and capital ratios for 2026–2027. » Plus sur de.investing.com