Deka-Nachhaltigkeit Aktien Deutschland - TF EUR DIS

Deka is offering a product for the standardized retirement savings depot with annual costs of 0.1 percent of the depot value, charging only €1 per €1,000 of depot value. That puts Deka in competition with neobrokers like Scalable Capital and Smartbroker, which have also announced very low-cost or free depots. Union Investment also intends to stay well below the statutory cap of 1 percent, while some major banks have not yet named terms. Providers hope to win new customers with cheap standard products and later sell higher-margin products. » Plus sur n-tv.de

At the launch of the state-subsidized retirement scheme in early 2027, Deka is introducing two retirement depots: a free standard depot with ETF costs of 0.1% p.a. and an actively managed individual depot with ongoing costs of 1.0–1.5% p.a. The standard depot invests broadly in a global equity ETF and a European bond fund and is considered inexpensive by Finanztip; the individual depot must justify its higher costs through added value. Consumers can still claim the subsidy through the end of 2027 and should compare offers because costs and terms vary. » Plus sur t-online.de

Deka is introducing a standardized, subsidized retirement-savings depot for the Sparkassen with a total expense ratio of 0.1% per year, using its own listed ETFs on equities and bonds. The product is digital, can be completed in 340 Sparkassen branches and is intended to compete on price with neobrokers such as Scalable, whose standard depot reportedly shows up to a 0.15% TER. The Sparkassen expect increased competition for customer funds; additionally, Deka offers individual variants with actively managed funds at a 1–1.5% annual fee. » Plus sur handelsblatt.com