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REGIONAL MANAGEMENT CORP

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Previsioni

Acquista
  3
Mantieni
  12
Vendi
  1

  • Regional Management boosts profit by 69% thanks to record efficiency

    Regional Management reported diluted earnings per share of $1.18 for Q1 2026 (+68.6%) and record revenue of $167.3 million, both well above expectations. The operating expense ratio fell to an all-time low of 12.2%, while the portfolio grew 11.3% to $2.1 billion and larger loans now make up 75.6% of the portfolio. Credit metrics remained stable (30+ days at 7.2%, net charge-off rate 12.5%) and risk provisions comfortably cover overdue receivables. The company reaffirmed its full-year targets (portfolio growth ~10%, net profit +20–25%) and plans accelerated portfolio growth and positive contributions from strategic initiatives in the second half of the year. » Altro su de.investing.com


  • Regional Management beats Q1 forecasts, stock falls despite strong metrics

    Regional Management reported Q1 2026 EPS of $1.18 (expectation $1.01) and revenue of $167.29 million (expectation $161.65 million). Net profit rose 69% year‑on‑year to $11.4 million, the loan portfolio grew 11% to $2.1 billion, and return on equity climbed to 12.2%. Management is targeting portfolio growth of 10% and a net profit increase of 20–25% for 2026. Despite the strong figures, the stock fell 2.03% in pre-market trading as investors worry about financing costs and economic uncertainty. » Altro su de.investing.com


  • Regional Management partners with Column N.A. to accelerate national lending expansion

    Regional Management launched a partnership with Column N.A. to support secured and unsecured installment loan products and accelerate market entry across its 19-state footprint. Column will provide regulated banking infrastructure, balance sheet support and Federal Reserve system participation to enable faster expansion and greater operational uniformity. Regional expects the scalable platform to broaden customer reach and improve long-term profitability while Column cites Regional’s disciplined underwriting and market presence as complementary to its nationally chartered banking core. » Altro su finance.yahoo.com

Nel 2026, REGIONAL MANAGEMENT CORP ha già distribuito +0,52 di dividendi. L'ultimo pagamento è avvenuto a giugno.

Dati finanziari dell'azienda

Nell'ultimo trimestre, REGIONAL MANAGEMENT CORP ha registrato ricavi pari a +147.21m e un utile netto di +7.14m
(EUR) giu 2026
YoY
Ricavi +147.21m 10,20%
Utile lordo +142.94m 120,44%
Utile netto +7.14m 16,96%
EBITDA +33.58m 127,75%

Dati fondamentali

Metrica Valore
Capitalizzazione di mercato
+258.31m
Numero di azioni
9.21m
Massimo/minimo a 52 settimane
+39,49 - +26,15
Rendimento da dividendo
+3,66%
Dividendi TTM
+1,03
Prossimo dividendo
+0,26
Beta
0,99
Rapporto P/E
+6,56
Rapporto PEG
+0,17
Rapporto P/B
+0,78
Rapporto P/S
+0,45

Profilo aziendale

Regional Management Corp. ist ein diversifiziertes Konsumfinanzierungsunternehmen, das verschiedene Ratenkredite vor allem an Kunden mit eingeschränktem Zugang zu Verbraucherkrediten von Banken, Sparkassen, Kreditkartenunternehmen und anderen Kreditgebern in den Vereinigten Staaten anbietet. Das Unternehmen bietet kleine und große Ratenkredite sowie Einzelhandelskredite zur Finanzierung des Kaufs von Möbeln, Geräten und anderen Einzelhandelsprodukten an. Das Unternehmen bietet auch Versicherungsprodukte an, darunter Kreditlebens-, Kreditunfall- und -kranken-, Kreditsachversicherungen, Kfz-Einzelzins- und Kredit-Arbeitslosenversicherungen, Sicherheitenschutzversicherungen und Sachversicherungen sowie Rückversicherungsprodukte. Darüber hinaus werden die Kredite über Filialen, zentral verwaltete Direktmailing-Kampagnen, digitale Partner und Einzelhändler sowie über die Verbraucher-Website vertrieben. Am 24. Februar 2022 verfügte das Unternehmen über ein Netz von rund 350 Filialen in 14 Bundesstaaten. Die Regional Management Corp. wurde 1987 gegründet und hat ihren Hauptsitz in Greer, South Carolina.

Nome
REGIONAL MANAGEMENT CORP
CEO
Lakhbir S. Lamba
Sede centrale Greer, sc
Stati Uniti
Sito web
Settore
Finanza
Industria
Credito al consumo
Quotazione in borsa
28/03/2012
Dipendenti 2.112

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