REGIONAL MANAGEMENT CORP

Regional Management reported diluted earnings per share of $1.18 for Q1 2026 (+68.6%) and record revenue of $167.3 million, both well above expectations. The operating expense ratio fell to an all-time low of 12.2%, while the portfolio grew 11.3% to $2.1 billion and larger loans now make up 75.6% of the portfolio. Credit metrics remained stable (30+ days at 7.2%, net charge-off rate 12.5%) and risk provisions comfortably cover overdue receivables. The company reaffirmed its full-year targets (portfolio growth ~10%, net profit +20–25%) and plans accelerated portfolio growth and positive contributions from strategic initiatives in the second half of the year. » Altro su de.investing.com

Regional Management reported Q1 2026 EPS of $1.18 (expectation $1.01) and revenue of $167.29 million (expectation $161.65 million). Net profit rose 69% year‑on‑year to $11.4 million, the loan portfolio grew 11% to $2.1 billion, and return on equity climbed to 12.2%. Management is targeting portfolio growth of 10% and a net profit increase of 20–25% for 2026. Despite the strong figures, the stock fell 2.03% in pre-market trading as investors worry about financing costs and economic uncertainty. » Altro su de.investing.com

Regional Management launched a partnership with Column N.A. to support secured and unsecured installment loan products and accelerate market entry across its 19-state footprint. Column will provide regulated banking infrastructure, balance sheet support and Federal Reserve system participation to enable faster expansion and greater operational uniformity. Regional expects the scalable platform to broaden customer reach and improve long-term profitability while Column cites Regional’s disciplined underwriting and market presence as complementary to its nationally chartered banking core. » Altro su finance.yahoo.com