CHIME FINL INC. O.N.

Chime reports accelerated volume growth (20% in Q2), raises its revenue-growth forecast for the year to 30% and slightly improves adjusted EBITDA margin. The company announces the acquisition of Stride Bank at 1.5x book value to strengthen platform control, product development and trust. Chime emphasizes strong unit economics (LTV/CAC 9x), more than 10 million monthly active users and growth drivers such as premium offerings, lending and enterprise partnerships. Management sees the bank acquisition as a key element for faster product launches, reduced compliance friction and potential funding of loans through deposits. » Więcej na de.investing.com

Chime agreed to buy Stride Bank for $590 million in cash and will rename it Chime Bank, N.A., subject to OCC and Federal Reserve approval with closing expected in H1 2027. Stride has about $5.4 billion in assets and the deal price is roughly 1.5 times tangible book value; Chime plans to fund the purchase from existing cash. Chime expects immediate earnings accretion and net synergies exceeding $100 million from lower sponsor fees, expanded lending and cheaper funding, and raised its Q3 and full-year revenue guidance. The company intends to keep combined assets below $10 billion to avoid Durbin amendment interchange limits. » Więcej na finance.yahoo.com

Chime Financial announced a definitive agreement to acquire Stride Bank for $590 million in cash; the stock rose about 6% after hours. Stride is to be renamed Chime Bank upon closing and will operate as a wholly owned subsidiary. Chime expects immediate accretion to earnings per share, net synergies of more than $100 million, and will fund the transaction from its own cash without a capital raise. Closing is expected in the first half of 2027 and is subject to customary regulatory approvals; Chime also raised its revenue and adjusted EBITDA guidance. » Więcej na de.investing.com

Chime Financial shares rallied after a Q2 beat with revenue up 27% to $670 million and EPS of $0.07. Management raised full-year revenue and adjusted EBITDA guidance, while adjusted EBITDA margin jumped to 15%, driven by AI-driven cost efficiencies and new products like Chime Prime and Chime Invest. The company’s model benefits from higher revenue per member and lower cost-to-serve, but reliance on partner banks and exposure to lower-income customers pose potential risks in a downturn. » Więcej na finance.yahoo.com

Chime Financial shares closed at $33.81, marking a new 52-week high, with a six‑month return of nearly 50% and a one‑year performance of 26.38%. InvestingPro currently rates the stock as overvalued, while Chime reported a 27% revenue increase in Q2, active members rose to 10.4 million (+20%), and adjusted EBITDA margin increased to 15%, leading to an upward revision of the annual guidance. Analysts raised price targets, the company is exploring stablecoin integration, and CFO Matthew Newcomb announced his departure. » Więcej na de.investing.com