FIRST BK (WILL. NJ) DL-01

First Bank reported diluted EPS of $0.30 for Q1 2026 (forecast $0.46) and revenue of $36.39 million (forecast $36.99 million), after which the stock fell 7.95% in premarket trading. The results were hurt by higher loan costs and increased loan paydowns in the small-business portfolio. The bank is revising its small-business lending strategy but continues to maintain strong capital ratios and an efficiency ratio below 60%. EPS of $0.47 and $0.49 are expected for Q2 and Q3 2026, respectively. » Mais em de.investing.com

First Bank reported a net income for Q4 2025 of $12.3 million, or $0.49 per share, with EPS exactly matching analysts' expectations. Revenue was $38.46 million, slightly above estimates, and the stock rose 1.28% after the release. Loan balances grew by $149 million year over year; management is targeting net loan growth of up to $200 million for 2026 and is considering a share buyback of up to 1.2 million shares. CEO Patrick Ryan emphasized a focused, sustainable growth strategy, further cost optimizations in the branch network and investments in technology. » Mais em de.investing.com

First Bank reported Q1 2025 net income of $9.4 million ($0.37 per share) with a 1.0% ROA, driven by $92 million in loan growth and net interest margin expansion to 3.65%. Deposits rose $64 million while provision for credit losses increased to $1.5 million and an $815,000 OREO write-down trimmed earnings; allowance for credit losses remained stable at 1.21% of loans. Management highlighted growth in asset-based lending, private equity fund banking and small business lending, an efficiency ratio below 60%, ongoing share repurchases (350,000 of a 1 million share plan) and a cautious but constructive outlook on funding and credit trends. » Mais em finance.yahoo.com