SoFi Technologies

SoFi reported strong Q2 results with revenue of $1.22 billion, GAAP net income up 61% YoY to $156.6 million, and record loan originations of $14.8 billion while management raised full-year revenue guidance. CEO Anthony Noto aims to scale SoFi Plus from 200,000 to 1 million paid subscribers, targeting $120 million in annual revenue, supporting a bullish path to $24 in 12 months. Analysts note valuation compression with a 24/7 Wall St. price target of $18.31 and flag risks from a drop in Technology Platform revenue, potential Fed rate moves, and credit deterioration. The firm projects mid-term revenue and EPS CAGRs above 30% and 38–42% respectively if execution continues. » Mais em finance.yahoo.com

At the Goldman Sachs Communacopia + Technology Conference, SoFi reported strong growth with roughly 40% revenue increases in Q1 and Q2 2026, adjusted EBITDA margins of about 30% and a Rule-of-40 around 70. New originations reached a Q2 record of $14.8 billion, private loan originations were $10.7 billion; balance-sheet loans are expected to rise to $10–11 billion in Q3. New business lines such as SoFi Plus (over 200,000 paying subscribers), crypto, big business banking and technology solutions are gaining importance and should advance capital and revenue diversification. Management highlighted solid credit quality, strong capitalization (risk-based equity ratio 18.8%) and a path to a return on tangible common equity of 25–30%, but retained cautious operating assumptions due to a tougher interest-rate environment and higher taxes. » Mais em de.investing.com

SoFi stock gained about 5% after Bitcoin's breakout pulled capital into retail brokerages and crypto-linked fintechs, with Robinhood jumping ~13% due to its direct crypto trading revenue. SoFi's crypto exposure is secondary—via its SoFiUSD stablecoin and trading product—so the move is smaller and does little to change its 32% year-to-date decline despite strong Q2 loan originations. The report notes crypto sensitivity creates a gradient across fintechs: brokerages lead, platforms with crypto touchpoints lag, and payments/BNPL names like Affirm show limited reaction. » Mais em finance.yahoo.com