Bank Rakyat Indonesia

Bank Rakyat Indonesia reported a 17.5% rise in net profit to IDR 31.2 trillion for the first half of 2026, driven by strong credit growth (+16.2%), lower funding costs and tight cost control. The CASA ratio improved to 67.6%, consolidated NPL ratio was 2.9% and cost-to-income ratio stood at 39.2%. Management raised its 2026 credit growth forecast to 8–10% but largely left margin and credit-cost targets unchanged. The stock reacted moderately positive (+1.88%); the bank shows an attractive valuation (P/E 8.36) and an expected dividend payout ratio of around 70% for 2026. » Mere på de.investing.com

Bank Rakyat Indonesia reported Q1 2026 revenue of 52.84 trillion, beating the forecast of 52.38 trillion (+0.87%). Earnings per share were 103, missing the estimate of 104.08 by 1.04%, while net profit rose 13.8% year-on-year. Loan growth of 13.7% and a net interest margin of 7.9% were above the industry average, and the mobile banking app BRImo saw strong user growth. The stock initially reacted positively after the results were released but later fell amid broader market volatility. » Mere på de.investing.com

Bank Rakyat Indonesia reports a consolidated net profit of 15.6 trillion Rp for Q1 2026 (+13.8%) on revenue of 52.84 trillion Rp. Total assets grew 7.2% to 2,250 trillion Rp, driven by loan growth of 13.7% and deposits up 9.4%; the CASA ratio is 68.1%. The net interest margin reached 7.9%, outperforming the target range, while the cost‑income ratio improved to 40.8%. The bank highlights digital expansion, tighter credit controls and portfolio diversification; the capital position remains robust with a CAR of 22.9%. » Mere på de.investing.com

Bank Rakyat Indonesia unveiled its 2025 results and the transformation program “BRIvolution Re-ignite,” announced a new management team and highlighted accelerated digital progress. Annual net profit fell 5.3%, while revenue of 56.25 trillion rupiah beat expectations by 13.5% and the fourth quarter showed an 8.2% profit increase versus the prior quarter. Loan volume grew 12.3%, the CASA ratio reached a record 70.6%, but the gross NPL ratio rose and operating costs weighed on margins. Digital metrics improved markedly: BRImo users +17.8%, BRImo transaction volume +26.4%, QRIS volume +100% and Qlola actives +48.1%, demonstrating migration of customers to lower-cost channels. » Mere på de.investing.com

Bank Rakyat Indonesia reported revenue of 56.25 trillion and an EPS of 105.13 for Q4 2025, both well above analysts' estimates. Drivers were strong loan growth (+12.3%) and an expansion of the balance sheet, while the annual net result was slightly lower. Risks remain elevated NPL ratios and rising operating costs; management plans capital optimization, high dividend payouts and further expansion of digital capabilities. » Mere på de.investing.com