FIRST INTERN.BANCO.DL-,01

First Internet Bancorp posted Q2 net income of $2.4 million ($0.27/share) with total revenue up 23% year-over-year and pre-provision net revenue up 28%. Management highlighted meaningful improvement in credit metrics — lower provision expense, declining non-accruals and sharply reduced delinquencies — and said results reflect underwriting and portfolio management changes. The bank is redeploying capital into higher-yielding areas including construction, investor CRE, single-tenant lease financing and embedded finance, notably retaining all originations from partner Jaris. Full-year guidance was reiterated at $2.35–$2.45 EPS, with NII and NIM expected to expand into year-end, loan growth of 4–6%, and PCL of $47–$48 million for 2026. » Mere på finance.yahoo.com

First Internet Bancorp has declared a quarterly cash dividend of $0.06 per common share, payable April 15, 2026 to shareholders of record at the close of business on March 31, 2026. The board emphasizes that future dividends are at management’s discretion and will depend on earnings, capital needs and regulatory requirements. As of December 31, 2025, the bank holding company reported total assets of $5.6 billion and a market capitalization of $171 million; the stock fell 27% over the past year, though analysts see potential undervaluation. » Mere på de.investing.com

First Internet Bancorp reported adjusted earnings per share of $0.64 for Q4 2025, beating consensus expectations. Adjusted net income was $5.6 million, adjusted total revenue rose 21% to $42.1 million, and PPNR climbed 66% to $17.9 million. Net interest margin widened by 55 basis points to 2.22% and deposits grew to $4.84 billion; provisions declined 66% to $12.0 million. For 2026, management forecasts loan growth of 15–17% and a NIM of 2.75–2.80%, but sees risks to credit quality in SBA and franchise portfolios. » Mere på de.investing.com