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Forecast

The analysts' average price target is €79.24 (+17.76%). The median is €79.42 (+18.03%).

Buy
  24
Hold
  16
Sell
  1

  • Synchrony Financial reports quarterly profit of $2.68 per share

    Synchrony Financial reported earnings of $2.68 per share for the quarter ended Sept. 30, 2026, down from $2.86 in the year-ago quarter. Revenue fell 0.77 percent to $4.80 billion from $4.83 billion a year earlier. The figures were presented at the quarterly conference on Oct. 20, 2026. » More on finanzen.net


  • Synchrony Financial: growth stable, credit quality strong and investments in AI and cloud

    At the Barclays Global Financial Services Conference, Synchrony Financial presented a stable business with purchase volume growth in the high single digits and loan growth of 2.8% year‑over‑year. Credit quality remains solid, default rates are slightly below the long‑term target range of 5.5–6% and reserves have been materially increased; CET1 ratio is above 13%. Management emphasized investments in AI, cloud migration and a platform upgrade, is relying on partnerships (including Walmart, Lowe’s) and expects a sequential improvement in net interest margin in H2 2026 with a clear focus on organic loan growth, dividends and selective buybacks. » More on de.investing.com


  • Synchrony partners with OpenAI to integrate AI into consumer portals

    Synchrony announced a collaboration with OpenAI to power its consumer portals with OpenAI models, aiming to streamline online shopping, product discovery, payments and rewards. The partnership is in early stages and includes a ChatGPT plugin for browsing Synchrony marketplace deals, promotional financing and partner offers. Synchrony is also deploying OpenAI's latest models internally to accelerate product development as OpenAI expands ChatGPT's commerce capabilities. » More on cnbc.com

Historical dividends Dividends

All dividend metrics All metrics
In 2026, SYNCHRONY FIN has already paid €0.80 in dividends. The last payout was in August.

Financials

In the last quarter, SYNCHRONY FIN had revenue of €4.24bn and net profit of €787.5m
(EUR) September 2026
YoY
Revenue 4.24bn 2.81%
Gross profit 2.25bn 1.23%
Net profit 787.5m 14.19%
EBITDA 1.04bn 21.41%

Fundamentals

Metric Value
Market capitalization
€21.88bn
Number of shares
325.37m
52-week high/low
€79.22 - €56.29
Dividend yield
1.58%
Dividends TTM
€1.06
Next dividend
€0.30
Beta
1.34
P/E ratio
7.79
PEG ratio
1.63
P/B ratio
1.45
P/S ratio
1.30

Company profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Name
SYNCHRONY FIN
CEO
Brian D. Doubles
Headquarters Stamford, ct
USA
Website
Sector
Financials
Industry
Banks
IPO
31/07/2014
Employees 20,000

Ticker symbols

Exchange Symbol
NYSE
SYF
London Stock Exchange
0LC3.L
XETRA
SFE.DE
Frankfurt
SFE.F
DĂĽsseldorf
SFE.DU
London
0LC3.L
SIX
SFE.SW
MĂĽnchen
SFE.MU
Milan
1SYF.MI
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