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Forecast
The analysts' average price target is €79.24 (+17.76%). The median is €79.42 (+18.03%).
| Buy |
Â
24 |
| Hold |
Â
16 |
| Sell |
Â
1 |
News Go to news feed
Synchrony Financial reports quarterly profit of $2.68 per share
Synchrony Financial reported earnings of $2.68 per share for the quarter ended Sept. 30, 2026, down from $2.86 in the year-ago quarter. Revenue fell 0.77 percent to $4.80 billion from $4.83 billion a year earlier. The figures were presented at the quarterly conference on Oct. 20, 2026. » More on finanzen.net
Synchrony Financial: growth stable, credit quality strong and investments in AI and cloud
At the Barclays Global Financial Services Conference, Synchrony Financial presented a stable business with purchase volume growth in the high single digits and loan growth of 2.8% year‑over‑year. Credit quality remains solid, default rates are slightly below the long‑term target range of 5.5–6% and reserves have been materially increased; CET1 ratio is above 13%. Management emphasized investments in AI, cloud migration and a platform upgrade, is relying on partnerships (including Walmart, Lowe’s) and expects a sequential improvement in net interest margin in H2 2026 with a clear focus on organic loan growth, dividends and selective buybacks. » More on de.investing.com
Synchrony partners with OpenAI to integrate AI into consumer portals
Synchrony announced a collaboration with OpenAI to power its consumer portals with OpenAI models, aiming to streamline online shopping, product discovery, payments and rewards. The partnership is in early stages and includes a ChatGPT plugin for browsing Synchrony marketplace deals, promotional financing and partner offers. Synchrony is also deploying OpenAI's latest models internally to accelerate product development as OpenAI expands ChatGPT's commerce capabilities. » More on cnbc.com
Historical dividends Dividends
All dividend metrics All metricsFinancials
| (EUR) | September 2026 | YoY |
|---|---|---|
| Revenue | 4.24bn | 2.81% |
| Gross profit | 2.25bn | 1.23% |
| Net profit | 787.5m | 14.19% |
| EBITDA | 1.04bn | 21.41% |
Fundamentals
| Metric | Value |
|---|---|
Market capitalization | €21.88bn |
Number of shares | 325.37m |
52-week high/low | €79.22 - €56.29 |
Dividend yield | 1.58% |
Dividends TTM | €1.06 |
Next dividend | €0.30 |
Beta | 1.34 |
P/E ratio | 7.79 |
PEG ratio | 1.63 |
P/B ratio | 1.45 |
P/S ratio | 1.30 |
Company profile
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
| Name | SYNCHRONY FIN |
| CEO | Brian D. Doubles |
| Headquarters | Stamford,
ct USA |
| Website | |
| Sector | Financials |
| Industry | Banks |
| IPO | 31/07/2014 |
| Employees | 20,000 |
Ticker symbols
| Exchange | Symbol |
|---|---|
NYSE | SYF |
London Stock Exchange | 0LC3.L |
XETRA | SFE.DE |
Frankfurt | SFE.F |
DĂĽsseldorf | SFE.DU |
London | 0LC3.L |
SIX | SFE.SW |
MĂĽnchen | SFE.MU |
Milan | 1SYF.MI |