Southern States Bancshares Inc Logo
US8438783073
A3CW1P
SSBK

Southern States Bancshares Inc

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Forecast

Buy
  1
Hold
  1
Sell
  0

  • SouthState Q1 2026: Strong loan growth largely offsets margin pressure

    SouthState reported annualized loan growth of 7% and deposit growth of 5% in Q1 2026, with balance sheet expansion partially offsetting pressure on the net interest margin. Net interest margin fell to 3.79%; quarterly net income was $226m and diluted earnings per share were $2.28. The bank highlighted its strong Sunbelt position, low deposit costs (1.76%) and stable credit quality; CET1 was 11.3%. SouthState continued share buybacks (1.5m shares) and plans further balance sheet and branch expansion as well as increased use of AI. » More on de.investing.com


  • Southern First Bancshares places equity offering of $56.7 million

    Southern First Bancshares is offering 1,050,000 common shares at $54.00 per share in a guaranteed public offering, generating gross proceeds of about $56.7 million. The underwriting banks were granted a 30‑day overallotment option for up to 157,500 additional shares, which could raise proceeds to roughly $65.2 million. The offering price is below the current market price; net proceeds are expected to be used for general corporate purposes, to bolster the capital of the banking subsidiary, and to repay or repurchase liabilities. Piper Sandler & Co. is acting as sole book‑running manager, and the closing is expected on Friday, subject to customary conditions. » More on de.investing.com


  • SouthState Q4 2025: earnings per share rise 32% and bank benefits from population growth in the southern US

    SouthState reported diluted EPS of $2.46 for Q4 2025 (up 32% year-over-year), beating the analysts’ estimate of $2.10. Net interest margin improved to 3.86% and PPNR totaled $322.7 million; loans and deposits each grew at an annualized rate of about 8%. Credit quality remained strong with low net charge-offs and solid capital ratios. For 2026, SouthState expects mid- to upper-single-digit loan growth and an NIM between 3.80% and 3.90%, accompanied by further investments in technology and expansion. » More on de.investing.com

Historical dividends Dividends

All dividend metrics All metrics
In 2025, Southern States Bancshares Inc has already paid €0.17 in dividends. The last payout was in May 2025.

Financials

In the last quarter, Southern States Bancshares Inc had revenue of €41.43M and net profit of €9.57M
(EUR) Mar 2025
YoY
Revenue 41.43M -
Gross profit 23.81M -
Net profit 9.57M -
EBITDA 13.11M -

Fundamentals

Metric Value
Market capitalization
€311.74M
Number of shares
9.93M
52-week high/low
€33.81 - €22.38
Dividends No
Beta
0.28
P/E ratio
9.78
PEG ratio
1.88
P/B ratio
1.22
P/S ratio
2.04

Company profile

Southern States Bancshares, Inc. ist die Bankholdinggesellschaft der Southern States Bank, die Bankdienstleistungen fĂĽr Unternehmen und Privatpersonen anbietet. Sie bietet verschiedene Einlagenprodukte wie Spar-, Geldmarkt- und unverzinsliche Sichteinlagenkonten, Einlagenzertifikate und Termineinlagen an. Das Unternehmen bietet auch Immobilienkreditprodukte an, die Darlehen fĂĽr den Bau und die Entwicklung von Immobilien, Wohnhypotheken und gewerbliche Immobilienhypothekendarlehen, Gewerbe- und Industriekredite sowie direkte Verbraucher-Ratenkredite, Ăśberziehungskredite und andere revolvierende Kredite umfassen. DarĂĽber hinaus bietet das Unternehmen Online- und Mobile-Banking sowie Geldautomaten an. Das Unternehmen betreibt 15 Niederlassungen in Alabama und Georgia sowie ein BĂĽro zur Kreditvergabe in Atlanta, Georgia. Southern States Bancshares, Inc. wurde im Jahr 2007 gegrĂĽndet und hat seinen Hauptsitz in Anniston, Alabama.

Name
Southern States Bancshares Inc
CEO
Mark A. Chambers
Headquarters Anniston, al
USA
Website
Sector
Financials
Industry
Banks
IPO
08/12/2021
Employees 206

Ticker symbols

Exchange Symbol
NASDAQ
SSBK
Frankfurt
6U2.F
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