READY CAPITAL DL.-,0001

Ready Capital said it has executed the first phase of a two‑phase balance‑sheet repositioning targeting more than $850 million of free cash and a roughly 60% reduction of its legacy CRE portfolio to about $2 billion, with $380 million generated in Q4 and an additional ~$500 million targeted by year‑end via runoff and ~$1.5 billion of loan sales. The company reported a GAAP loss of $1.46 per share and a distributable loss of $0.43, with book value falling to $8.79 from $10.28 after a $173 million increase in valuation allowances and CECL reserves; loans on nonaccrual rose to 27%. Management announced leadership changes, a plan to cut operating costs by 25%, and a shift to increase capital allocation to capital‑light small business lending to 20% from 10%, while noting near‑term debt maturities of $517 million and potential refinancing options. » Mais em finance.yahoo.com

Ready Capital recorded a GAAP loss of $1.46 per share in Q4 2025 and a distributable loss of $0.43 per share on revenue of $41.5 million. The figures were well below expectations; book value per share fell to $8.79 and the stock dropped in premarket trading. Management is pursuing a strategic realignment toward SBA loans and partnerships with external managers, aiming to generate more than $850 million in free cash flow by mid/end-2026 and to cut costs. » Mais em de.investing.com

Ready Capital reports several leadership changes: Adam Zausmer has resigned as chief credit officer, Gary Taylor has stepped down as chief operating officer and is expected to continue COO functions at a subsidiary. Dominick Scali was named chief credit officer and co‑president of ReadyCap Commercial, David Cohen was promoted to co‑president, and Matt Cohen to head of operations and chief technology officer. Management says the appointments are intended to stabilize the CRE business; the stock is trading near its 52‑week low and the company shows a price‑to‑book (P/B) ratio of 0.16 and a dividend yield of 2.41%. » Mais em de.investing.com

Ready Capital reported a net loss from continuing operations of $0.31 per share in the second quarter of 2025, up from $0.09 in the prior quarter, amid rising defaults in its CRE portfolio and a slight decline in book value to $10.44. Despite the pressures, the company maintained its quarterly dividend at $0.125 per share and repurchased 8.5 million shares; in parallel, it is advancing the disposal of non-core assets, including the sale of bridge loans totaling $494 million after quarter-end. The small business lending segment remains a stabilizing anchor, while non-core and REO holdings and corporate costs weigh on results. » Mais em de.investing.com

Ready Capital Corporation has announced quarterly cash dividends for its common and preferred shareholders, following a significant net income of $81.97 million in Q1 2025 compared to a loss in the previous year. The dividends include $0.125 per common share and $0.390625 per Series C Preferred share, payable in July 2025. The company specializes in commercial real estate financing and small business loans. » Mais em insidermonkey.com