COLONY BANKCORP DL 1

Colony Bankcorp reported operating earnings per share of $0.45 for Q1 2026 (consensus $0.48) and revenue of $39.9 million, missing expectations. Despite the disappointment, operating metrics stood out: net interest margin rose to 3.48%, operating net income was $9.5 million, and tangible book value per share increased to $14.65. Management highlighted successful post-merger integration, expects loan growth of about 8% in 2026 and is targeting an ROA of 1.20% for Q2. The board raised the quarterly dividend to $0.12 per share and reported strong capital and liquidity metrics. » Mais em de.investing.com

Colony Bank delivered improved Q2 performance with ROA of 1.02%, net interest margin of 3.12% and 15% annualized loan growth, while net income rose about $1.4 million sequentially. Management expects loan growth to moderate to roughly 10–12% in H2, sees further margin expansion though at a softer pace, and noted seasonal deposit runoff of $66 million while core deposits are up over $75 million year‑over‑year. The bank entered a definitive merger agreement to acquire TC Bancshares for 80% stock and 20% cash; the combined pro forma company would have about $3.8 billion in assets, and management forecasts ~8.4% EPS accretion in 2026 and 11.9% in 2027 with close targeted in Q4 subject to approvals. » Mais em finance.yahoo.com

Colony Bankcorp reported for Q4 2025 a continued expansion of net interest margin to 3.32%, operating net income of $8.9 million and adjusted earnings per share of $0.48. The acquisition of TC Bancshares (deal value $81.3 million) expands the branch network and is expected to deliver cost synergies of $5.6 million and a tangible book value payback of under 2.5 years. Loans and deposits grew strongly, and assets under management rose to $462 million (+51% y/y). Colony affirms a shareholder-friendly dividend policy and targets long-term organic growth of 8–12% while pursuing further M&A opportunities in the region. » Mais em de.investing.com