GRUPO FIN. GALICIA S.A. B

The group reported a net profit of ARS 258 billion in Q2, up 12% year-on-year, with Banco Galicia contributing the most at ARS 158 billion. ROAA was 2.1% and ROAE 11.3%, the efficiency ratio improved to 38.8%; results benefited from lower refinancing costs and strong gains from financial instruments. Management cut the full-year loan growth forecast to 10–15% and expects most growth to come from dollar-denominated loans, while margins could face pressure if interest rates and inflation continue to normalize. The stock last traded at USD 43.86; fundamental metrics such as a P/E of 163 look high, though InvestingPro sees upside potential. » Mais em de.investing.com

Grupo Financiero Galicia reported net income of 66.5 billion ARS for Q1 2026, a 66% year-on-year decline, while operating income rose 153% quarter-on-quarter. The institution reduced loan loss provisions by 25% but recorded an increase in non-performing loans to 7.7%. The stock rose slightly premarket by 0.43%. Management emphasizes cost reductions, integration successes and stricter lending, but still sees risks due to Argentina’s macroeconomic situation. » Mais em de.investing.com

Grupo Financiero Galicia reported a net loss of 84 billion ARS for Q4 2025, hit by a deterioration in asset quality despite improved financial margins. Banco Galicia showed a loss of 104 billion ARS; the retail NPL ratio rose to 14.3%, annualized RoA was -0.7% and RoE -4.3%. The ADR traded about 3.97% lower premarket at 42.69 USD; management expects Q1 EPS of 0.08 USD and plans efficiency gains from the integration of HSBC Argentina. » Mais em de.investing.com