INTL PERSONAL FIN

International Personal Finance has priced a senior, unsecured, floating-rate bond with a volume of 950 mln SEK; issue price 100.75%, maturity 10 November 2028. The securities will be merged with existing floating-rate bonds from 2025 into a single series. Coupon: three-month STIBOR plus 5.75% with a zero-floor; issue date 8 May 2026. The bonds are guaranteed by several IPF companies and are expected to be listed on the Frankfurt Open Market or Euronext Dublin; ABG Sundal Collier acts as dealer. » Mere på de.investing.com

International Personal Finance reported 4.7% customer growth in fiscal 2025 to 1.729 million and net receivables of £1.061 billion. Profit before tax and exceptional items rose to £88.6 million, revenue was £737.5 million, and the total dividend was increased to 12.8p. Management announced higher investment in the "Next-Gen" strategy (annual £45–50m in 2026/27) but warned of regulatory uncertainty from the EU credit directive and security risks in parts of Mexico. » Mere på de.investing.com

Shares of International Personal Finance rose 6.61% after the earnings call for H2 2025, reaching the top of the 52‑week range. The company reported strong loan growth, particularly in Poland (+20%) and Romania (+18%), and progress on product and channel diversification, such as credit cards in Poland and point‑of‑sale financing. Management cited expansion to 2,700 merchants, expects further growth and provided EPS guidance for 2026/2027 of USD 1.62 and USD 2.25. Risks remain regulatory complexity and constraints on credit‑quality calibration in certain markets. » Mere på de.investing.com

International Personal Finance has placed an unsecured, floating‑rate bond of SEK 1 billion due 10 November 2028. The interest rate is 3‑month STIBOR plus 5.75% with a zero floor; the issue price was 100% and trading is expected to commence on the Open Market Frankfurt. The offering, which the company says was oversubscribed, is guaranteed by several subsidiaries and is intended to support the company’s growth and financial inclusion. ABG Sundal Collier acted as dealer; legal advisors were Slaughter and May and Gernandt & Danielsson. » Mere på de.investing.com

International Personal Finance recorded group loan growth of 14% in Q3 2025 and rising net receivables of over £1bn. The digital business in Mexico grew by more than 40% year on year, and platforms in Australia also made a material contribution. The cost‑income ratio improved to 61.4%, the impairment ratio increased to 9.8%, and management is targeting a mid‑term return on sales of 56–58% and a cost‑income ratio of 49–51%. The shares fell 4.22% after the results were released. » Mere på de.investing.com