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Intact Financial posts record profit in Q1, revenue falls short of expectations
Intact Financial reported operating net earnings per share of $4.33 and diluted earnings of $4.12 for Q1-2026, both record highs for a first quarter, driven by strong investment and insurance gains. Revenue of $5.83 billion missed analysts’ estimates of $6.03 billion, triggering a share-price decline. The combined ratio was 91.3%; Canada and the US business showed robust results, while UK & Ireland exhibited a worsened claims-cost profile. Intact highlights progress on digital and AI initiatives, share buybacks and a solid capital position, and confirms operational targets for its segments with continued focus on disciplined growth and profitability. » More on de.investing.com
Intact Financial posts strong operating result in Q4 2025, revenue misses forecasts
Intact Financial reported an operating net result per share of CAD 5.50 and an EPS of CAD 5.24 for Q4 2025, both well above analysts' expectations, although revenue of CAD 6.03 billion missed forecasts. The loss-and-expense ratio improved to 85.9% and book value per share rose 16% to CAD 107.35; total capital margin increased to CAD 3.7 billion. Segment report: strong growth in Canadian personal lines, solid US business and declining DPW in the UK/Ireland; however, the expense ratio rose to 34.4%. Management continues to expect high return on equity, plans M&A potential of CAD 4–5 billion and sees medium-term efficiency gains from AI initiatives. » More on de.investing.com
Intact Financial beats EPS forecast, shares fall after revenue miss
Intact Financial reported Q4/2025 EPS of CAD 5.50, beating estimates, while revenue of CAD 6.03 billion missed expectations. The stock fell about 3.3% in after‑hours trading. The company announced AI‑driven cost savings of more than CAD 500 million by 2030, an 11% dividend increase to CAD 1.47, and an operating ROE of 19.5%, and it is targeting long‑term growth and ROE outperformance. Risks remain in the form of revenue pressure, challenges in the private auto customer business, and possible margin pressure from higher expense ratios. » More on de.investing.com
Historical dividends Dividends
All dividend metrics All metricsFinancials
| (EUR) | June 2026 | YoY |
|---|---|---|
| Revenue | 4.15bn | 5.03% |
| Gross profit | 736.97m | 21.36% |
| Net profit | 444.03m | 17.87% |
| EBITDA | 716m | 18.27% |
Fundamentals
| Metric | Value |
|---|---|
Market capitalization | €29.7bn |
Number of shares | 176.35m |
52-week high/low | €194.49 - €150.82 |
Dividend yield | 2.11% |
Dividends TTM | €3.56 |
Beta | 0.28 |
P/E ratio | 14.68 |
PEG ratio | 0.39 |
P/B ratio | 2.15 |
P/S ratio | 1.71 |
Company profile
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.
| Name | Intact Financial Corp |
| CEO | Charles Joseph Gaston Brindamour |
| Headquarters | Toronto,
on Canada |
| Website | |
| IPO | 10/12/2004 |
| Employees | 32,000 |
Ticker symbols
| Exchange | Symbol |
|---|---|
Toronto Stock Exchange | IFC.TO |
Pnk | IFCZF |
Frankfurt | I5U.F |
Düsseldorf | I5U.DU |
München | I5U.MU |