Intact Financial Corp Logo
CA45823T1066
A0RNQW
IFC.TO

Intact Financial Corp

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Forecast

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  1
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  • Intact Financial posts record profit in Q1, revenue falls short of expectations

    Intact Financial reported operating net earnings per share of $4.33 and diluted earnings of $4.12 for Q1-2026, both record highs for a first quarter, driven by strong investment and insurance gains. Revenue of $5.83 billion missed analysts’ estimates of $6.03 billion, triggering a share-price decline. The combined ratio was 91.3%; Canada and the US business showed robust results, while UK & Ireland exhibited a worsened claims-cost profile. Intact highlights progress on digital and AI initiatives, share buybacks and a solid capital position, and confirms operational targets for its segments with continued focus on disciplined growth and profitability. » More on de.investing.com


  • Intact Financial posts strong operating result in Q4 2025, revenue misses forecasts

    Intact Financial reported an operating net result per share of CAD 5.50 and an EPS of CAD 5.24 for Q4 2025, both well above analysts' expectations, although revenue of CAD 6.03 billion missed forecasts. The loss-and-expense ratio improved to 85.9% and book value per share rose 16% to CAD 107.35; total capital margin increased to CAD 3.7 billion. Segment report: strong growth in Canadian personal lines, solid US business and declining DPW in the UK/Ireland; however, the expense ratio rose to 34.4%. Management continues to expect high return on equity, plans M&A potential of CAD 4–5 billion and sees medium-term efficiency gains from AI initiatives. » More on de.investing.com


  • Intact Financial beats EPS forecast, shares fall after revenue miss

    Intact Financial reported Q4/2025 EPS of CAD 5.50, beating estimates, while revenue of CAD 6.03 billion missed expectations. The stock fell about 3.3% in after‑hours trading. The company announced AI‑driven cost savings of more than CAD 500 million by 2030, an 11% dividend increase to CAD 1.47, and an operating ROE of 19.5%, and it is targeting long‑term growth and ROE outperformance. Risks remain in the form of revenue pressure, challenges in the private auto customer business, and possible margin pressure from higher expense ratios. » More on de.investing.com

Historical dividends Dividends

All dividend metrics All metrics
In 2026, Intact Financial Corp has already paid €2.73 in dividends. The last payout was in September.

Financials

In the last quarter, Intact Financial Corp had revenue of €4.15bn and net profit of €444.03m
(EUR) June 2026
YoY
Revenue 4.15bn 5.03%
Gross profit 736.97m 21.36%
Net profit 444.03m 17.87%
EBITDA 716m 18.27%

Fundamentals

Metric Value
Market capitalization
€29.7bn
Number of shares
176.35m
52-week high/low
€194.49 - €150.82
Dividend yield
2.11%
Dividends TTM
€3.56
Beta
0.28
P/E ratio
14.68
PEG ratio
0.39
P/B ratio
2.15
P/S ratio
1.71

Company profile

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Name
Intact Financial Corp
CEO
Charles Joseph Gaston Brindamour
Headquarters Toronto, on
Canada
Website
IPO
10/12/2004
Employees 32,000

Ticker symbols

Exchange Symbol
Toronto Stock Exchange
IFC.TO
Pnk
IFCZF
Frankfurt
I5U.F
Düsseldorf
I5U.DU
München
I5U.MU
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