FIRST COMMUNITY BANC. DL1

First Community reported a net profit of 4.83 million USD in the fourth quarter and 19.2 million USD for fiscal 2025, or adjusted 5.36 million USD for the quarter and 20.35 million USD for the year after merger costs. Diluted earnings per share were 0.62 USD for the quarter and 2.47 USD for the year; the P/E ratio is 11.88 and the PEG is 0.28. Net interest margin rose for the seventh consecutive quarter to 3.32%, loan volume grew by 7.4%, and assets under management reached a record 1.17 billion USD. The board approved a quarterly cash dividend of 0.16 USD per share and a share repurchase program of up to 7.5 million USD. » More on de.investing.com

For the quarter ended Dec. 31, 2025, First Community Bankshares reported net income of $12.46 million (diluted earnings of $0.68 per share). For full-year 2025, net income was $48.79 million, down 5.45% from 2024. The bank announced a quarterly cash dividend of $0.31 per share and paid two special dividends in 2025; it also completed the acquisition of Hometown Bancshares. At year-end, consolidated total assets were $3.26 billion, net interest margin rose to 4.53%, loan balances declined by 4.19%, and nonperforming loans fell to 0.61% of total loans. » More on de.investing.com

First Community Bankshares completed the acquisition of Hometown Bancshares and its subsidiary Union Bank on January 23, 2026, adding eight branches in West Virginia. Hometown shareholders receive 11.706 First Community common shares per Hometown share; the acquired branches were reopened under First Community Bank. The acquisition brings about $415 million in total assets, $172 million in loans and $376 million in deposits to the institution and is expected to strengthen a low‑cost deposit base and the bank’s presence in the Parkersburg‑Marietta‑Vienna region. » More on de.investing.com