Loading quotes...

Forecast

Buy	3
Hold	5
Sell	1

News Go to news feed

Banco Santander Chile beats earnings expectations in Q2 2026

Banco Santander Chile reported Q2 2026 net income attributable to shareholders of 382.6 billion CLP (+40% y/y) and earnings per share of $0.8517 (estimate $0.6895), while revenue of $867.17 million was slightly below expectations. Return on equity reached 31.5% for the quarter; management raised its full-year ROE guidance to above 24%. Loan volumes, deposits and customer funds increased; the cost-to-income ratio was 31.6% in H1 and the bank emphasized high efficiency, disciplined risk management and a digital branch strategy. For 2026 the bank expects loan growth at the lower end of the mid-single-digit range (~4.5%), a net interest margin of around 4.1% and risk costs of about 1.35%. » More on de.investing.com
Banco Santander Chile: Q1 2026 shows high efficiency, revenue below expectations

Banco Santander Chile reported Q1 2026 earnings per share of USD 0.6423 (above expectations) but missed revenue with USD 798.04 million (‑2.18% versus analysts' estimates), after which the stock fell 2.4% in pre-market trading. The bank defended its position as Chile’s most efficient bank with an efficiency ratio of 32.5% thanks to strict cost management and digital transformation. ROE remained robust at 23.0%; net interest income grew despite falling inflation, while loan volumes were slightly down; liquidity and capital ratios remain strong. Management confirmed most full-year targets and plans further customer and digital growth, but investors remain cautious due to the revenue shortfall and possible overvaluation. » More on de.investing.com
Santander Chile posts strong profitability in Q4 2025 despite slight EPS miss

Santander Chile reported Q4 2025 net income of Ch$1.053 billion (+23%) and earnings per share of $0.58, missing the analyst estimate of $0.595. Return on equity rose to 23.5%, revenues were $793.36 million (3.3% above expectations) and net interest margin was 4.0%. The cost-to-income ratio improved to 36.0% and the CET1 ratio remained solid at 11.0%, while NPLs and risk costs increased slightly. For 2026 the bank expects mid-single-digit medium-term loan growth, a NIM of around 4%, a target ROAE of 22–24% and a payout ratio of 60–70%. » More on de.investing.com

Historical dividends Dividends

All dividend metrics All metrics

In 2026, Banco Santander Chile has already paid €0.00318 in dividends. The last payout was in May.

Financials

In the last quarter, Banco Santander Chile had revenue of €1.17B and net profit of €363.54M

(EUR)	June 2026	YoY
Revenue	1.17B	7.18%
Gross profit	670.85M	17.17%
Net profit	363.54M	46.46%
EBITDA	459.07M	40.23%

Fundamentals

Metric	Value
Market capitalization	€13.62B
Number of shares	188.45B
52-week high/low	€0.0763 - €0.0594
Dividend yield	0.01%
Dividends TTM	€0.00318
Beta	0.23
P/E ratio	13.63
PEG ratio	4.30
P/B ratio	3.13
P/S ratio	2.98

Company profile

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual funds, insurance and securities brokerage, foreign exchange, financial leasing, factoring, financial consulting and advisory, investment management, foreign trade, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, and brokerage services, as well as derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2021, the company operated 326 branches, which include 220 under the Santander brand name, 14 under the Select brand name, 7 specialized branches for the middle market, and 22 as auxiliary and payment centers, as well as 1,338 ATMs, including depository ATMs. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile.