Forecast

The analysts' average price target is €70.11 (+20.55%). The median is €69.76 (+19.94%).

Buy	30
Hold	7
Sell	1

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Citizens Financial presents private bank as main growth driver

At the Barclays conference, Citizens Financial outlined a three-pillar business model (retail, commercial, Citizens Private Bank/wealth management) and views the private bank as a key earnings engine. The Private Bank manages about $18 billion of deposits and generates a return on equity of roughly 25%; the capital markets business and wealth management delivered record results. For 2026/27 the bank expects net interest income to expand beyond the original target (target 10–12%), a net interest margin of 322–327 basis points in Q4 2026 and 3.3–3.5% for 2027, and it is aiming for positive operating leverage of ≥600 basis points and a cost‑income ratio in the mid‑50s; the capital base (CET1 ~10.6–10.7%) is to remain disciplined. » More on de.investing.com
Fitch raises rating for Citizens Financial to A- on improved earning power

Fitch has upgraded the long‑term rating for Citizens Financial and Citizens Bank from BBB+ to A- and raised the viability rating to a- with a stable outlook; short‑term ratings remain at F1. The reasons cited are sustained margin expansion, stable credit costs and growth in fee‑based businesses such as private banking and capital markets, which led to market share gains and broader revenue diversification. Key metrics: non‑interest income 28% of total revenue, private banking assets under management +48% YoY, operating income 1.6% of risk‑weighted assets, NPL ratio 1.8% and CET1 ratio 10.4%. » More on de.investing.com
Citizens Financial Group share: investment three years ago would have yielded a 153.28 percent gain

Three years ago the Citizens Financial Group share closed at $27.78. A $10,000 investment back then would have been worth about $25,327.57 at a price of $70.36 on July 13, 2026, representing an increase of 153.28 percent. Market capitalization is stated as $29.92 billion; stock splits and dividends were not taken into account in the calculation. » More on finanzen.net

Historical dividends Dividends

All dividend metrics All metrics

In 2026, Citizens Financial has already paid €1.18 in dividends. The last payout was in August.

Financials

In the last quarter, Citizens Financial had revenue of €2.8B and net profit of €514.34M

(EUR)	June 2026	YoY
Revenue	2.8B	9.73%
Gross profit	1.88B	18.49%
Net profit	514.34M	39.04%
EBITDA	748.28M	30.08%

Fundamentals

Metric	Value
Market capitalization	€26.01B
Number of shares	422.88M
52-week high/low	€65.69 - €41.82
Dividend yield	2.60%
Dividends TTM	€1.58
Beta	1.00
P/E ratio	15.20
PEG ratio	0.38
P/B ratio	1.14
P/S ratio	2.60

Company profile

Die Citizens Financial Group, Inc. ist die Bankholdinggesellschaft der Citizens Bank, National Association, die Privat- und Geschäftskunden in den Vereinigten Staaten Bankprodukte und -dienstleistungen für Privatpersonen, Kleinunternehmen, mittelständische Firmen, Unternehmen und Institutionen anbietet. Das Unternehmen ist in zwei Segmenten tätig: Consumer Banking und Commercial Banking. Das Segment Consumer Banking bietet Einlagenprodukte, Hypotheken- und Eigenheimkredite, Kreditkarten, Geschäftskredite, Vermögensverwaltung und Anlagedienstleistungen sowie Auto-, Bildungs- und Point-of-Sale-Finanzkredite und digitale Einlagenprodukte an. Dieses Segment bedient seine Kunden über telefonische Servicezentren sowie über seine Online- und mobilen Plattformen. Das Segment Commercial Banking bietet verschiedene Finanzprodukte und -lösungen an, darunter Kredite und Leasing, Einlagen- und Treasury-Management-Dienstleistungen, Devisen-, Zins- und Rohstoff-Risikomanagementlösungen sowie Konsortialkredite, Unternehmensfinanzierung, Fusionen und Übernahmen sowie Fremd- und Eigenkapitalmarktdienstleistungen. Dieses Segment bedient die Branchen staatliches Bankwesen, gemeinnützige Organisationen, Gesundheitswesen, Technologie, Freiberufler, Öl und Gas, Asset Finance, Franchise Finance, Asset Based Lending, gewerbliche Immobilien, Private Equity und Sponsor Finance. Das Unternehmen betreibt ca. 1.200 Filialen in 14 Bundesstaaten und dem District of Columbia, 114 Geschäftsstellen für Privat- und Geschäftskunden in nationalen Märkten sowie ca. 3.300 Geldautomaten. Das Unternehmen war früher als RBS Citizens Financial Group, Inc. bekannt und änderte im April 2014 seinen Namen in Citizens Financial Group, Inc. Die Citizens Financial Group, Inc. wurde 1828 gegründet und hat ihren Hauptsitz in Providence, Rhode Island.

Name	Citizens Financial
CEO	Bruce Winfield Van Saun
Headquarters	Providence, ri USA
Website	citizensbank.com/homepage.aspx
Sector	Financials
Industry	Banks
IPO	09/24/2014
Employees	17,398