Forecast

Buy	1
Hold	0
Sell	0

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UOKiK searches mBank in Poland over mortgage scoring system

The Polish competition authority UOKiK searched premises of Commerzbank subsidiary mBank, ING Bank Śląski, mBank’s mortgage unit and the credit bureau BIK. The probe concerns whether the scoring system used by BIK unjustifiably lowers creditworthiness when there are multiple loan enquiries, thereby disadvantaging competition and consumers. mBank called the allegations “unfounded”, said it would cooperate and filed an appeal against the search order; ING and BIK are also cooperating. According to UOKiK, the examinations target the business practice, not individual companies. » More on wiwo.de
mBank presents transition plan and commits to climate neutrality and sustainable financing

mBank unveils a transition plan to support the energy transition with SBTi‑validated net‑zero targets: 2050 for its financed portfolio and 2040 for its own operations. The bank aims to raise the share of sustainable corporate financing to 15% by 2030 (2024: 11%), double the volume of mortgages for energy‑efficient buildings versus 2024, and introduce new products such as green bonds and sustainability‑linked loans (SLL). Targets to 2030 compared with 2022 foresee emissions‑intensity reductions of 64% in the commercial real estate sector, 66% in power generation and 54% in residential real estate; its own operational emissions are to fall by 42%. mBank emphasizes supporting customers with financing, expertise and access to public funds to implement decarbonization. » More on finanzen.net
mBank Q3 2025: net profit rises 46% to PLN 837m, ROTE at 20.1%

mBank reports a Q3 2025 net profit increase of 46.1% to PLN 837m (down 13% vs. the previous quarter) and a 5% rise in revenue for the first nine months to PLN 9.4bn. Return on tangible equity (ROTE) reached 20.1%, while net interest income fell 4.3% and the net interest margin declined to 3.89%; net fee and commission income rose 16.2%. Gross core loans grew 11% to PLN 133.9bn, customer deposits increased 10.6% to PLN 214bn, the NPL ratio fell to 3.4%, and the CET1 ratio stands at 14.5%. The bank reports falling legal costs for foreign-currency mortgages, plans a green bond issuance of over €500m, and expects 2025 to be its best year to date if interest rates remain stable. » More on de.investing.com

Historical dividends Dividends

All dividend metrics All metrics

In 2018, MBANK SA has already paid 1,20€ in dividends. The last payout was in June 2018.

Financials

In the last quarter, MBANK SA had revenue of 979.12m€ and net profit of 222.17m€

(EUR)	Mar 2026	YoY
Revenue	+979.12m	32,56%
Gross profit	+735.97m	0,36%
Net profit	+222.17m	31,77%
EBITDA	+393.98m	-

Fundamentals

Metric	Value
Market capitalization	+1.46b€
Number of shares	42.53m
52-week high/low	+101,14€ - +34,24€
Dividends	No
Beta	0,71
P/E ratio	+15,21
PEG ratio	+0,74
P/B ratio	+2,53
P/S ratio	+3,68

Company profile

mBank S.A. bietet verschiedene Bank- und Finanzdienstleistungen in Polen, der Tschechischen Republik, der Slowakei und international an. Sie bietet Bankdienstleistungen wie Privat-, Spar-, Währungs-, Anlage- und Geschäftskonten sowie verschiedene Einlagen, Rechnungs- und Kreditkarten, Bargeld-, Auto-, Revolving- und Unternehmenskredite sowie Hypotheken, Renten-, Versicherungs- und Börsenprodukte und Transaktions- und mobile Bankdienstleistungen an. Das Unternehmen bietet auch Vermögensverwaltungsdienste an, einschließlich Vermögensverwaltung, Anlageberatung, Investmentfonds, Fondsportfolios und Nachfolgeregelungen. Darüber hinaus bietet es Devisentransaktionen, Devisendepots und Devisentermingeschäfte sowie Schuldverschreibungen wie Staats- und Nicht-Staatsanleihen und Eurobonds an. Darüber hinaus bietet das Unternehmen Dienstleistungen in den Bereichen Factoring, Leasing, Investitionskredite, Rechnungsstellung und Buchhaltung, Brokerage und Devisenhandling an. Es betreibt 322 Filialen. Das Unternehmen war früher unter dem Namen BRE Bank S.A. bekannt und änderte im November 2013 seinen Namen in mBank S.A. Die mBank S.A. wurde 1986 gegründet und hat ihren Hauptsitz in Warschau, Polen. mBank S.A. ist eine Tochtergesellschaft der Commerzbank AG.