UmweltBank

GBC analysts report that UmweltBank posted a stable net interest income of €43.79 million in the nine‑month period of 2026 and achieved a turnaround in the third quarter after a weaker H1. The positive effect is attributed to the expiry of special conditions in the deposit business, which reduced interest expense; at the same time the financial result fell to €3.61 million (9M 2025: €14.84 million) due to the absence of one‑off items. Management revised the guidance for fee and trading income to €6–9 million, as two planned bond issuances are likely to be cancelled. GBC confirms the €8.00 price target and the “buy” rating. » More on finanzen.net

UmweltBank raised net interest income in 2025 by 30% to €58.45m, driven by strong retail banking; customer deposits rose by around €720m to €4,544m and the customer base grew by about 30,000 to roughly 184,000. Net profit climbed to €14.26m, partly due to the release of reserves amounting to €5.0m. Management and analysts confirm the guidance for 2026 (net interest income €62.5–67.5m) and expect further dynamic growth with an improved cost‑income ratio; GBC maintains a buy rating and a target price of €9.00. » More on finanzen.net

UmweltBank has published its 2025 business and sustainability report and the consolidated financial statements. At the AG level it recorded a pre-tax result of around €6.4 million and a net income of €14.3 million; the consolidated pre-tax result was around €3.2 million with a consolidated net income of €12.3 million. The management board and supervisory board will propose to the annual general meeting on 30 July 2026 to resume dividend payments of €0.05 per share. For 2026 the bank expects a pre-tax result of €12.5–17.5 million at the AG level and €10.0–15.0 million at the group level; the reports are available for download. » More on finanzen.net