Figure Technology Solutions Inc

Figure reported adjusted EPS of $0.35 in Q2 2026 versus consensus $0.19 and revenue of $225.59 million. Marketplace volume for consumer loans rose to $4.3 billion (+132% YoY), with Figure Connect accounting for 65% of the volume; adjusted EBITDA climbed to $119 million with a margin of 55%. Management raised the medium-term target for Figure Connect to around 70% and guided Q3 volume of $4.8–5.2 billion, but expects the take rate to be at the lower end of the range in the near term. The stock reacted only modestly in premarket trading as investors assess the sustainability of the growth and valuation questions. » More on de.investing.com

Figure has issued a $600 million senior note due 2031 with an 8.5% coupon at 100% of par in a private placement. The expected closing date is July 14, 2026; net proceeds are estimated at about $587.5 million. Figure intends to use the proceeds to partially finance the cash portion of the acquisition of Kiavi and for general corporate purposes and related fees; the issuance is not conditioned on the closing of the acquisition. The notes are jointly and severally guaranteed by domestic subsidiaries and were offered to qualified institutional buyers under Rule 144A and to non‑US persons under Regulation S. At the end of Q1 2026, Figure reported a current ratio of 1.9 and total debt of about $1.32 billion. » More on de.investing.com

Figure Technologie Solutions reports preliminary marketplace consumer loan volume of $1.519 billion in June, up 8% from May and 155% from June 2025. Volume for the second quarter was $4.259 billion (+47% vs. Q1, +132% year‑over‑year). The growth corresponds with a 74% increase in revenue over the past twelve months to $510 million (as of Q1 2026). The figures are preliminary and unaudited; the company will provide weekly metrics in a dashboard going forward. » More on de.investing.com